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Author Topic: Really my bank can charge me a fee for having an "abandoned" account. [Locked]
Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
International Transactions fee will increase from 2% to 3%.

Abandoned account fee up to $10 per month (Charged after 6 months with no
transactions)

Currently, the abandoned account fee is up to $19 per month (Charged after 9 months with no transactions)

that is copy and pasted from a fee schedule change change email from a bank I use.

I never knew they could do that to begin with guess I am closing this account.

 

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Jezza_Belle  4 stars
Title: =^.^=
Posts: 2,771
Registered: 2001-2-24 02:29:30
that's true with most accounts.

 

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Acery  1 star
Title: Board Manager
Is that code?

Posts: 236
Registered: 2002-8-22 10:19:32
I'm finding that it is actually profitable to keep cash under your mattress. After a bank charges you the monthly fees for having a simple savings and checking account with them, you actually lose money if you keep it in the bank.

 

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Dwaveran  3 stars
Title: Wants to Ban Canada...
Posts: 909
Registered: 2003-1-23 11:01:28
banks are such a bunch of crooks.

 

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Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
Since I no longer travel a lot, I no longer have a need for having a bank with branches and atm's nationwide.

I guess its time to stop procrastinating and switch every thing every back to nfcu, and just use walmart to cash checks if I need check cashing services.

 

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Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
Cuttlery  4 stars
Title: Wanna see what you missed?
Posts: 2,631
Registered: 2001-1-9 19:31:21
Use an online bank or a CU.

 

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-Abysmal-  4 stars
Posts: 1,328
Registered: 2000-12-20 06:45:24
ya, i found that out too...my old bank had a 6 months with no transactions rule.
i would go and update my account book every year and found out the first year they put that in.

i no longer do any business with them.

 

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Gaevren  4 stars
Title: Wat do?
Posts: 1,181
Registered: 2004-9-15 09:29:36
Sith_Mauler posted:

Since I no longer travel a lot, I no longer have a need for having a bank with branches and atm's nationwide.

I guess its time to stop procrastinating and switch every thing every back to nfcu, and just use walmart to cash checks if I need check cashing services.



usaa

 

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Rhodoman  4 stars
Posts: 1,397
Registered: 2001-6-14 21:02:19
Account service agreements -- READ THEM.

Rho

 

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Galdwarf  2 stars
Title: Ye Olde Pub Barfly
Posts: 379
Registered: 2002-2-27 21:53:46
Mine is like that unless you keep a minimum in the account (currently $500)

 

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