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Author Topic: Debt collector trying to collect a paid off debt. [Locked]
Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
Pioneer Credit Recovery says I owe the dept of treasury $2k I called dept of treasury no debt on record.

I did owe the treasury that money but it was paid in 2007.

after googling them seems like they are a scam company.

filed a complainant with the ftc.

 

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regulator_cracka  4 stars
Title: They finally recognized greatness.
Posts: 3,726
Registered: 2009-1-6 15:07:53
You should probably reformat to be sure, twice just to be safe.

 

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If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
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jeune  1 star
Posts: 216
Registered: 2005-5-29 13:25:11
This happens all the time. They sent your debt to collections... you probably paid the original person... and now your debt has been sold/bought so many times that it is disconnected from the original action.

Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.

 

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"Whenever the white man treats the Indian as they treat each other then we shall have no more wars. We shall be all alike — brothers of one father and mother, with one sky above us and one country around us and one government for all."
Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
jeune posted:

Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.



I just faxed them a letter saying "I (my name) dispute this debt on 2/24/2012.

 

-----signature-----
Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
regulator_cracka  4 stars
Title: They finally recognized greatness.
Posts: 3,726
Registered: 2009-1-6 15:07:53
In one I state I reside in debts have a statue of limitations and just go away after a certain number of years, iirc 7 years, so another thing these collection agencies will do is buy debts from other agencies and call the debtor and ask for the full amount, say $5k, then well we will negotiate for $3.5k, times goes on..... Let me speak to my manager..... How about $1,400. LOL.


They know the debt is expired and have no way to collect now but will still try to get anything out of you.

 

-----signature-----
Self Appointed Smart Ass - Level 80
If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
The PvP MMO is NOT a "niche" market, Mythic is just a "niche" company.
Sith_Mauler  4 stars
Posts: 1,851
Registered: 2002-12-21 13:40:03
I got something else I just remembered my bankruptcy paperwork.
Gotta go find it.

 

-----signature-----
Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
Gaevren  4 stars
Title: Wat do?
Posts: 1,181
Registered: 2004-9-15 09:29:36
This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.

 

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jeune  1 star
Posts: 216
Registered: 2005-5-29 13:25:11
Sith_Mauler posted:

jeune posted:

Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.



I just faxed them a letter saying "I (my name) dispute this debt on 2/24/2012.



I would also suggest pulling your 3 free credit reports (from each place). More than likely you have been reported... it is really easy to dispute a debt with them though you just click a button I think.

Also would not worry about it... the ball is in their court. The credit report people will just take it down if they dont send proof.

 

-----signature-----
"Whenever the white man treats the Indian as they treat each other then we shall have no more wars. We shall be all alike — brothers of one father and mother, with one sky above us and one country around us and one government for all."
Hyperimiator  3 stars
Title: Maximus Probus
Posts: 840
Registered: 2001-7-20 18:55:36
Obama is trying to stop this practice but he is thwarted by the Repubs.

 

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tillsb  2 stars
Title: me
Posts: 463
Registered: 2003-7-24 20:45:26
Gaevren posted:

This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.



I keep nothing....I kill everyone who tries to collect anything from me.

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